Umpqua Bank Cd Interest Rates32 % APY 36 - 47 Month CD with Member Advantage $500 - $49,999. An opening deposit of at least $100 is needed for Umpqua Bank’s top-tier business checking account, which offers earnings credit allowance to offset the $18 monthly fee. 00 4 TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES: The rates appearing in this schedule are accurate and effective as of the effective date indicated above. Annual percentage yields (APYs) shown are as of April 13, 2023, and may vary by region for some products. Certificates of Deposit (CDs) are an effective, low-risk form investment. CD Rates in Vancouver, Washington, WA. Minimum opening deposit is $100 No monthly service charge with an average monthly collected balance of $2,500; otherwise monthly service charge is $10 Build your savings. Umpqua Bank Savings & Checking accounts. Umpqua Bank offers nine terms of CDs. Umpqua Bank CDs require a minimum initial deposit of $1,000 and charge no monthly service fee. PST Monday through Friday and 8 a. Contact our team to get the current rate at (866) 470-2852. This is on their 24-month account. Private banking facilities are also available for customers with a high net worth. Vancouver, WA - May 9, 2023 1 Year CD National Average : 0. Synchrony Bank: 4. Great rates and flexible terms. Check deposits in excess of 50 per month are charged a fee of $0. Best CD Rates for May 2023. No monthly service charge with an average monthly collected balance of $2,500; otherwise monthly service charge is $10. See if opening up an account with. Rate APR* 12 months: 9. Today's Mortgage Rates 30-Year Mortgage Rates 15-Year Mortgage Rates 5/1 Arm Mortgage Rates 7/1 Arm Mortgage Rates Lender Reviews Quicken Loans Mortgage Review Rocket Mortgage Review Chase Mortgage Review Better. Umpqua Bank was founded in November 1953 and is based in Roseburg, Oregon. 24/7 access to your account through Online Banking or Automated Telebanking at no charge. International callers can receive assistance by calling (541) 440-3961. Interest Compounded Daily and Fixed For the Term. With Umpqua Bank’s Business CD accounts, the longer you save, the better your rate. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. The bank offers interest rates between 3. As of May 10, 2023, the national average interest rate for a 12-month CD sat at 2. Like us on Facebook Apply for a home loan Reach Us Now (800) 331-3225 Routing Number: 325171122 Connect With Us Search our Website Privacy and Security. Why we like TAB Bank. 76% APY for a one-year CD. Umpqua Bank offers low-risk CD solutions for personal savers. CD Rates Certificates » 4. When the CD matured, she invested the full amount in a mutual fund that had an. Portland, Oregon About Umpqua Bank Umpqua Bank was founded in November 1953 and is based in Roseburg, Oregon. Another strong option is the 12-month CD from Forbright Bank. Prosper Money Market Account | Umpqua Bank Open a money market account and earn more with a higher rate of return. Minimum opening deposit is $100. An opening deposit of at least $100 is needed for Umpqua Bank’s top-tier business checking account, which offers earnings credit allowance to offset the $18 monthly fee. Special Offer rates effective 05/01/2023, for a limited time. Certificates of Deposit (CDs) A safe, reliable and surprisingly flexible way to save for the future. The APY is the Annual Percentage Yield of your CD. Compare Rates Today's Mortgage Rates 30-Year Mortgage Rates 15-Year Mortgage Rates 5/1 Arm Mortgage Rates 7/1 Arm Mortgage Rates Lender Reviews Quicken Loans Mortgage Review Rocket Mortgage Review Chase Mortgage Review Better. Capital One Bank is among the 10 largest U. Choose Your Maturity Date or Term. You are now banking with Umpqua Bank. The Trade Up CD lets you boost. A Certificate of Deposit (CD), offers a wide range of benefits, including: Higher rates. Explore certificates of deposit We Don’t Just Do Savings. Consumer, Business, and IRA CD options available. 1-year CD callable in 3 months has an APY of 5. 5% annual simple interest. Business Certificate of Deposit (CD) | Umpqua Bank With Umpqua Bank’s Business CD accounts, the longer you save, the better your rate. CD Rates - Compare Today's Highest Rates | SmartAsset Compare the best high yield CD Rates available in your area and nationwide. Tax center Interest rates today. Best Banks in Washington (2023). SAVINGS & CD CALCULATOR Find out how much extra money you can earn by moving your bank money into an account that pays more. See if opening up a CD account today is right for you. Terms from seven days to less than six months. 80% Minimum Deposit Amount $1,000 View Full Details Start saving CIT Bank, Member FDIC CIT Bank No Penalty. The Step Up CD gives you an automatic interest rate increase every seven months during the CD’s 28-month term, with an overall blended APY of 0. Portland, Oregon About Umpqua Bank Umpqua Bank was founded in November 1953 and is based in Roseburg, Oregon. The interest rate depends on the CD terms and current market. When comparing bank CD rates in Umpqua, OR make sure to choose a Umpqua, OR bank that has deposits insured by the Federal Deposit. Open an account Anything calculated or described in connection with calculator is for illustrative purposes only. Interest rates are fixed for your term, so earnings are predictable. Nearly 200 branches in the state. Open a Special Offer CD with as little as $2,500 and enjoy fixed, guaranteed returns. Umpqua Bank Interest Rates Umpqua Bank Overview Umpqua Bank is a community bank based in Oregon that was established in 1953. FDIC insured up to the applicable limits. The interest and APY earned amount is based on the advertised APY, and assumes that for the entire investment period, that the principal and interest remain on deposit and there are no withdrawals. 15% APY for terms three years and longer and max out at 4. Pay Attention: Brokered Bank CD Rates 12, 18, 24 Month Yield …. See if opening up an account with this bank is in your best financial interest. You can choose CD terms and interest rates that can help you achieve financial goals. It is also the 67 th largest bank in the nation. View the Personal Certificate of Deposit Product. 99 See Account Disclosure for details Join BECU & Open Members Log In & Open BECU's fixed-rate CDs offer a variety of flexible saving options — plus good CD rates that get even better with Member Advantage. This interest-bearing savings and investment option is a great way to start saving money to reach your future financial goals or for upcoming purchases. While it offers branches in seven Eastern and two Southern states, customers can access accounts online from just about anywhere. Minimum deposit is $1,000, and the special CD requires a checking account. Umpqua Bank offers nine terms of CDs. CD ; Savings accounts ; Loan ; Credit card ; Investing ; World Deposit Rates; Umpqua Bank Interest Rates. Account Features There is no Monthly Maintenance Fee (Service Charge) Competitive interest rates $1,000 Minimum Opening Deposit Terms available from 30 days to 5 years. 00% Annual Percentage Yield (APY) 17-Month CD: 4. Customer Service. Umpqua Bank is here for you now more than ever. Initial Deposit must be from a Financial Institution other than Fremont Bank; new money only. Competitive rates Flexible terms. The transition of accounts and services to Citizens' systems was completed on February 18, 2023. Umpqua Bank CD Rates | SmartAsset. This makes it easy to determine how much interest you’ll earn over time. 74%: Jul, 2018: Umpqua Bank Overview. 25% Annual Percentage Yield (APY) Open an Account Call us at 1-800-982-2660 or visit your local branch. Here's a summary of today's average CD rates in Washington, broken down by term. They also offer a 12-month CD with 0. Umpqua Bank doesn't post its interest rates for its savings accounts online which means you'll need to call customer service for your potential rate. An 11-month CD callable in 3 months has an APY of 5. Umpqua Bank offers low-risk CD solutions for personal savers. It has 124 branches mostly in Oregon and Washington. Umpqua Bank Review: Is It the Right Bank for You ">Umpqua Bank Review: Is It the Right Bank for You. com/_ylt=AwrFSOiR12BkLAgnJmJXNyoA;_ylu=Y29sbwNiZjEEcG9zAzUEdnRpZAMEc2VjA3Ny/RV=2/RE=1684097041/RO=10/RU=https%3a%2f%2fwww. Bank offers more competitive rates on its Special CDs. 1 Flexible terms CD terms range from one month to five years. 7-Month CD: 4. Umpqua Bank Review & Ratings. We give an overview of all the bank's account offerings, rates and fees as well as branch locations. In addition to its nine terms of regular CDs, it also offers three no-penalty CDs and a rate-bump CD. Higher rates than Savings or Money Market Accounts. Umpqua Bank is currently offering two competitive CD rates. You can earn higher interest rates when your account is linked to an active personal checking account (with at least one transaction per month). You'll find CDs that pay higher rates and require lower initial deposits in our best CD rates. A good way to start your children on the road to financial success BANKING SERVICES. The interest rate depends on the CD terms and current market. Current CD Rates Download a PDF of the full rate table. The other is a special 8-month CD with a 1. Umpqua Bank is a community bank based in Oregon that was established in 1953. The minimum opening deposit is $1,000. The Step Up CD gives you an automatic interest rate increase every seven months during the CD’s 28-month term, with an overall blended APY of 0. The rates on the bump-up and no-penalty CDs are somewhat lower, but still well above the national average. Here Are the Top CD Rates of May 2023. SmartAsset's experts review Umpqua Bank. Umpqua Bank CDs have a $1,000 minimum investment, no monthly service charge, FDIC insurance and multiple terms. The Annuity Expert | An Online Insurance Agency. 00%: Aug, 2019: Credit Cards: from: 15. Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty. Umpqua Bank pays pretty low interest rates and requires at least $1,000 to open a CD. Compare Rates Today's Mortgage Rates 30-Year Mortgage Rates 15-Year Mortgage Rates 5/1 Arm Mortgage Rates 7/1 Arm Mortgage Rates Lender Reviews Quicken Loans Mortgage Review Rocket Mortgage Review Chase Mortgage Review Better. Umpqua Bank CD Rates + Account Details. 1 Fixed interest rates, compounded daily No opening or maintenance fees $1,000 minimum balance. 45 % APY 2 7-month No Penalty CD (For balances up to $1,000,000) 4. You can contact Umpqua Bank customer service at (866) 486-7782. You can get an additional bonus CD rate when a CD is opened along with the interest-bearing Umpqua Attain Checking. Thousands of branches throughout 26 states. CURRENT TOP RATE 4. Umpqua Bank CDs require a minimum initial deposit of $1,000 and charge no monthly. com">Compare Umpqua Bank Savings & Checking accounts. Minimum Opening Balance Open a CD with a minimum of $2,500. The rates shown here were correct when last reported to us. Please inquire with one of our Savings Representatives about balance requirements. FDIC-insured CDs are FDIC-insured up to the maximum allowed by law. Before traveling to a branch, please confirm rates directly with the bank. 05 percent loyalty reward when renewing a maturing CD. 25% APY 13 Month CD Special View all rates Overview / Commentary www. The minimum opening deposit is $1,000. 25% APY 13 Month CD Special View all rates Overview / Commentary www. 46% ? All rates listed are Annual Percentage Yield (APY). Looking for a shorter term with a lower minimum deposit? Vio Bank has a 6-month CD at 5. Understanding CDs and CD Ladders. Umpqua Bank CDs require a minimum initial deposit of $1,000 and charge no monthly service fee. Rates are subject to change without notice. 5% interest rate on savings accounts. 95 % APY1 Your choice of 5-Month or 8-Month CD Special. Umpqua Bank CDs have a $1,000 minimum investment, no monthly service charge, FDIC insurance and multiple terms. You deposit some money in a CD from a bank and the bank pays you an interest rate over the term of the CD, which could be a few months or several years. Earn more interest than with a traditional savings account. Sign up for eStatements Avoid the paper pile-up and keep your financial information safe and accessible anytime with eStatements. The interest rate depends on the CD terms and current market. Use a certificate of deposit as a low-risk savings solution with a fixed interest rate. Top CD rate in Washington. Home All Banks Umpqua Bank Umpqua Bank Headquarters 445 Se Main St Roseburg, OR 97470 See all branch locations → Phone (866) 486-7782 Visit Bank Website Overview Deposit Rates Loan Rates. 10% APY, 11 months, no minimum to open. Rates vary by location so you should talk to a local branch to get the latest rates. SmartAsset's experts give a brief overview of each CD account, including their current rates, minimum balance and fees. Guaranteed return on your deposit. 46% ? All rates listed are Annual Percentage Yield (APY). Our local business and personal bankers have helped our communities for over 50 years. com See the latest certificate of deposit rates and offers from Umpqua Bank. Umpqua Bank currently operates with 263 branches located in 5 states. The rates on Ally’s traditional high-yield CDs are very competitive. Certificates of Deposits provide a high return with a fixed interest rate for the term. Hit your savings goals faster with the ease and dependability of an Umpqua CD. Find the best CD rates available. Umpqua Bank Grow Savings Account are available in 5 states across the USA. TAB Bank has eight different CD options, with terms ranging from six to 60 months. The interest rates with the Ujjivan Small Finance Bank are provided below, effective as of November 1, 2022 According to the website, “ Interest is calculated on day-end balances maintained in the savings account and paid out on a quarterly basis. Visit site for current rates. TIAA Bank is an online institution offering deposit accounts with competitive rates and low minimum balances, and customers have access to thousands of fee-free ATMs. 30 % APY 5 5-month Promo CD Grow your money with promotional rates Put your savings to work with a fixed rate certificate of deposit. We aggregate rates from multiple sources every day to ensure these rates are current and accurate. Umpqua Bank currently offers six standard term certificates of deposit that come with a minimum deposit requirement of $1,000. Interest Rates and Annual Percentage Yields are current as of April 24, 2023Fees may reduce earnings on the account. 00 (Just U $100 12) IRA Certificates - Consumer accounts only Minimum Opening Deposit: $250. 1 Year CD National Average : 0. The Min listed is the minimum deposit account balance required to obtain the rate listed. Rates are not disclosed on the bank’s website, except for two special categories of CDs. and you’ll incur an interest penalty if you withdraw your money before the CD matures. Certificates of Deposit (CDs). Personal Savings Account: Start Today. The 5-year CD rate may vary by state. Bank Certificate of Deposit (CD). CD Rates APY = Annual Percentage Yield. That gives it a Texas Ratio of 2. Our CD interest rate tables for Umpqua, OR include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. Explore bank accounts, loans, mortgages, investing, credit cards & banking services» Wells Fargo CDs. Umpqua Bank Review: Is It the Right Bank for You. For more details on rates call 1-866-4UMPQUA (1-866-486-7782)Member FDIC 1 Consumer Deposit Rates Effective April 24, 2023 Product Name Premium Personal Money Market a,f Premium Personal Money Market Speciala,c,h. A CD ladder is opening a series of CDs with different maturity dates. Hit your savings goals faster with the ease and dependability of an Umpqua CD. Best National Bank With Branches in Oregon. Initial Deposit must be from a Financial Institution other than Fremont Bank; new money only. Featured Offer CIT Bank No Penalty 11-Month CD Annual Percentage Yield (APY) 4. Umpqua Bank is currently offering two competitive CD rates. The highest rate on a nationally available 3-year CD was 1. Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right Loading Home Buying. Business CD Term Account. Earn The Highest Interest Rates On Savings Today. These deposits are subject to Umpqua Bank’s FDIC deposit insurance coverage. Competitive CD Rates at Umpqua Bank in CA, WA, OR & NV. Looking for our best rates? Interest rates have been on the rise. All CDs offer a fixed rate of return. To cover these potential losses it had $2,744,192,000 in equity and $301,135,000 in loans loss reserves. Use or Change these Amounts And Rates Cash Savings Product: Average Rate: Best Rate: Years at Rate: 1years 30years 0 0 10years Tax Rate: 10 40 0 0 30 Email (optional) CD Products by State Alabama Alaska Arizona Arkansas. Umpqua CD Rates - Umpqua Bank Interest Products Available languages Greek Italian Spanish German French Chinese Arabic Indonesian Japanese Russian Portuguese. You have the option to transfer interest into another account that you have with Umpqua Bank. 12 - 17 Month CD $500 - $49,999. CD accounts from Umpqua Bank require a $1,000 minimum deposit. Certificates of Deposit (CDs). If $8,000 is invested in a bank account at an interest rate of 5% per year, find the amount in the bank after 7 years if interest is compounded monthly. Current CD Rate Specials* :: Tri Counties Bank. Estimated APR is based on the interest rate plus. LEARN MORE ABOUT CD SPECIAL OFFERs. com%2fpersonal-finance%2fumpqua-bank-review/RK=2/RS=bhwhV7gf8poshKVLzwq3lATxeAc-" referrerpolicy="origin" target="_blank">See full list on businessinsider. You can get an additional bonus CD rate when a CD is opened along with the. Rates vary by location so you should talk to a local branch to get the latest rates. Mary Stahley invested $2500 in a 48-month certificate of deposit (CD) that earned 8. Whether it's your first home or your next one, we're here to help. See rates for Online Banks →. Visit a Branch Today Already have a qualifying checking or savings account? Apply in App Maximize Your Savings Open a CD today to lock in a great rate and earn steady returns. Read Bankrate's Expert. Investors branches re-opened as Citizens on February 21. Access the Deposit Account Agreement and Personal Accounts Schedule of Fees. Best National Bank with Branches in Washington. Minimum opening deposit is $100 No monthly service charge with an average monthly collected balance of $2,500; otherwise monthly service charge is $10 Build your savings. Although there are ways to waive them, you’ll pay $3, $10 or $15 a month to maintain a savings or money market account with Umpqua. 99 APY Effective 5/2/2023 More about CDs 36-47 Month CD with Member Advantage 2. Open a new CD (Certificate of Deposit) or Liquid CD with $10,000 or more and benefit from a guaranteed return over the term you choose — and the extraordinary service you deserve. CDs are typically federally insured for up to $250,000 whether you invest in a bank (FDIC) or credit union product (NCUA) — just double-check the fine print. Fixed Rate Certificate of Deposit (CD) accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. 51% APY, according to data from Bankrate. CD Rates Today: May 12 — Rates Continue to. Key Takeaways Low interest rate. Umpqua, OR certificate of deposit rates: Search and compare Umpqua, OR bank CD interest rates and credit union CD interest rates. Umpqua Bank pays pretty low interest rates and requires at least $1,000 to open a CD. $0 with $200 or more daily balance; or primary signer is 18 and younger or 55 and older; or when you complete a monthly transfer from an Umpqua personal deposit account to your Grow. Provide a guaranteed rate of return, even during uncertain times Kids Savings. Review methodology With so many financial institutions to. Interest rate hikes by key central banks around the world and tightening credit conditions will put pressure on U. 00 % APY1 8-Month Liquid CD Special 2 4. Deposits formerly held at Columbia Bank are not separately insured. Umpqua Bank’s business savings accounts allow you to build a rainy day fund without bottlenecking your business’ growth. 30 % APY 3 5-month Promo CD 4 (For balances up to $1,000,000) View all rates. Capital One Bank is among the 10 largest U. The Min listed is the minimum deposit account balance required to obtain the rate listed. Umpqua offers checking accounts, a savings account, money market accounts and CDs, as well as business and commercial banking services. Business & Corporate Savings Account. Umpqua Bank doesn’t post its interest rates for its savings accounts online which means you’ll need to call customer service for your potential rate. All of these CDs have a $500 minimum deposit requirement. 05% APY and a $500 minimum deposit. Today, the top-paying 36-month certificate boasts a rate of 4. Minimum Opening Deposit: $250. Investors Bank Customer Resource Center. But you can find plenty of banks advertising APYs well above this. Multiple term options available. Open a new CD (Certificate of Deposit) or Liquid CD with $10,000 or more and benefit from a guaranteed return over the term you choose — and the extraordinary service you deserve. Minimum initial deposit of $1,000, with no monthly service fee. Get started Additional Personal Banking Services. It tells you the interest rate over the course of 12. Link to Home Page Link to Home Page Close Modal Choose your login: Personal Banking Business Banking Business Banking Credit Card All Other Logins. Certificates of Deposits provide a high return with a fixed interest rate for the term. Short-term savings at a higher interest rate. Interest Rates and Annual Percentage Yields are current as of April 24, 2023Fees may reduce earnings on the account. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. 12 - 17 Month CD $500 - $49,999. A certificate of deposit, or CD, is offered by a bank, brokerage or credit union. CD is short for certificates of deposit and are available at different minimum deposits, interest rates and terms. 00% APY* If you have savings elsewhere, there’s no better time to move your funds to Advantis. UMPQUA Banks top rate is 0. Compare Bank OZK CD Rates With 427 Banks. 00%: Aug, 2019: Home Loans: from: 3. The rates on Ally’s traditional high-yield CDs are very competitive. Are you getting the best rate of return?. One is a 5-year CD with a 2. Banking services are available for personal, business and corporate customers. Implications There are four implications, in my view, to the current CD rate. You'll find CDs that pay higher rates and require lower initial deposits in our. CDs are predictable because their interest rates are fixed. Here are some: Ally Bank: 4. Umpqua Bank currently operates with 263 branches located in 5 states. The maximum annual percentage yield for this account is only 0. 04 % APY 12 - 17 Month CD $500 - $49,999. 80% APY, 11 months, $1,000 minimum to open. You can earn higher interest rates when your account is linked to an active personal checking account (with at least one transaction per month). Umpqua, Oregon Bank CD Rates. Umpqua Bank CD Rates – Now up to 3. As of December 31, 2022, Umpqua Bank had $65,258,000 in non-current loans and $203,000 in owned real estate. Locate a Citizens branch or ATM most convenient to you. No Monthly Charge Enjoy no monthly service charge for a CD account. Umpqua Bank is currently offering two competitive CD rates. Umpqua Bank Customer Reviews, Frequently Asked Questions ">Umpqua Bank Customer Reviews, Frequently Asked Questions. Umpqua Bank is the successor in interest to Columbia State Bank, doing business as Columbia Bank. Comes with six free monthly withdrawals and a $3 monthly maintenance fee that can be waived if a daily balance of at least $200 is maintained. 25% APY, 11 months, no minimum to open. Certificates of Deposit (CDs). Umpqua Bank Grow Savings Account are available in 5 states across the USA. Rates start at 4. Because you agree to keep your money in a CD for a set amount of time, CDs can offer higher interest rates on your deposit. Compare Umpqua Bank Savings & Checking accounts. Main Street Roseburg, OR 97470 Umpqua Bank is headquartered in ROSEBURG and is the largest bank in the state of Oregon. Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right Loading Home Buying Calculators How Much House Can I Afford? Mortgage Calculator. Certificate of Deposit (CD) Interest Rates 12-17 Month CD with Member Advantage 3. com Mortgage Review Wells Fargo Mortgage Review AmeriSave Mortgage Review More Mortgage Lender Reviews Taxes Calculators. Prosper Money Market Account. $0 monthly account fees available. These rates are for purchases only. Interest accrues daily for all CDs and the bank credits interest to your account monthly. (see interest rates) and start saving your money. Please note rates may fluctuate throughout the day. Best High-Interest Accounts of April 2023 By Margarette Burnette Are You Saving Money in the Right Place? By Chanelle Bessette How to Invest in CDs: 3 Strategies By Spencer Tierney CD Loan:. Best CD Rates Best Bank CD Rates. Compound Interest Questions and Answers. Umpqua Bank Customer Reviews, Frequently Asked Questions. Competitive CD Rates at Umpqua Bank in CA, WA, OR & NV ">Competitive CD Rates at Umpqua Bank in CA, WA, OR & NV. They showcase their APYs online for the 12 month CD and the 24 month CD, however, you will need to call (866) 486-7782to get updated rate information on CDs with other durations. Prosper Money Market Account | Umpqua Bank Open a money market account and earn more with a higher rate of return. Link to Home Page Link to Home Page Close Modal Choose your login:. Umpqua Bank Review: West Coast Bank, Refunds Out. Interest is compounded and credited to the account on a monthly basis. This is a great investment for those looking for a middle ground between APY and length of the account. Menu burger Close thin Facebook Twitter Google plus Linked in. This account charges a monthly service fee of up to $3, but the fee is waived if you keep a minimum balance of $200. The other is a special 8-month CD with a 1. Best National Bank With Branches in Oregon. Umpqua Bank doesn’t post its interest rates for its savings accounts online which means you’ll need to call customer service for your potential rate. 99 APY Effective 5/2/2023 More about CDs 12-17 Month CD 3. OR - May 13, 2023 1 Year CD National Average : 0. Special CDs come in four terms. See rates for Online Banks → See rates for Credit Unions → Email BestCashCow strives to maintain the most accurate rates. CD Interest Rates, Money Market and Checking Rates. Business Certificate of Deposit (CD) | Umpqua Bank With Umpqua Bank’s Business CD accounts, the longer you save, the better your rate. One is a 5-year CD with a 2. A $1,000 minimum deposit is required to earn the special rate. Best CD Rates in Oregon, OR. 56 % APY 12 - 17 Month CD with Member Advantage $500 - $49,999. Umpqua Bank currently offers six standard term certificates of deposit that come with a minimum deposit requirement of. As of December 31, 2022, Umpqua Bank had $65,258,000 in non-current loans and $203,000 in owned real estate. No monthly service charge, and only $1,000 to open. CD accounts from Umpqua Bank require a $1,000 minimum deposit. 75 % APY as high as View More >> Certificates of Deposit When you invest in a Rivermark Certificate of Deposit (CD), you'll earn a guaranteed interest rate for the term of your CD. 4 CDs renew automatically, at the interest rate in effect at the time of renewal making it easier to keep your investments growing. Umpqua Bank offers low-risk CD solutions for personal savers. Here's a summary of today's average CD rates in Washington, broken down by term. 7-month No Penalty CD 4.